My 365 day journey from single to forever... not a catalog of dates and internet idiots...
looking inside myself to make the changes I need to make to become a better person.
Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

Tuesday, June 28, 2011

Day 15- Tattle-tale Tuesday



So, here is my weekly update. You want to know how I'm doing on all of my goals, right?
My weight is basically the same. I know why that is, but it is still frustrating. I have not been doing my 30 minutes of exercise a day. I have tried several times, but was shut down one way or another. Okay, that isn't completely true. All of those times it was the person I was supposed to go with who canceled on me... I could have gone on my own... but I didn't.

I was lax in finding myself some new recipes... but I have had a lot of banana smoothies and apple oatmeal cereal.

I am not in less debt today than I was last week. I am probably in more. Barely, but more none the less.

Talking to HIM. I don't know why it is that on the days that I am dealing with something big in my life, he is the one I want to turn to. So, I emailed him a few times. The last time was an apology for the few times before. I haven't contacted him about 'us' in almost 48 hours.

So, once again, the goal is no talking to him this week. 7 days. I can do that.

Once again I have stood my ground against men who wanted to get together.

No money has come in the last week, but tomorrow I will pay my tithes.


Today I have:
Turned down two guys who think "hey sexy" is an appropriate, respectful way to say hello to a stranger.
worked on some cleaning
worked on some writing
written this blog!
made a plan to look at some houses in the new town.
called storage places

Today I will:
Get my 30 minutes of movement in.
Spend 30 minutes cleaning the garage.
Make a healthy dinner
Fold laundry

I love this comic:


Change the fabric of your own soul and your own visions, and you change all.
~Vachel Lindsay~


Tuesday, June 21, 2011

Day 8- On my way

So, here is my update. While I am really disappointed in some things about this week, I have to make a note that the things I am disappointed about, I didn't work on whole-heartedly.

Let's start with the bad. My weight the same. I followed maybe 2 of the rules that go along with the Carb-Lover's Diet. I am pretty sure that eating at a Chinese buffet is not one of those rules.

This week I intend to write out a shopping list and find appropriate recipes so that I can test the diet out the way it was meant to be done.

I am in slightly less debt today than I was last week. That is not on purpose though. I forgot about a payday loan from my bank that they took back when I received my child support check this week.

The good news is that I am living with what I have left, and refusing to borrow from the bank again.

Talking to HIM. Well, that obviously went very badly. Once I was finally able to get him to talk to me about anything person he became mean and angry. I sent him a few 'final' emails. I asked him a few questions that he is refusing to answer about our break-up. They are things that I know will help me move on, but he doesn't want to tell me. Unless I hear different I might just decide to believe he is gay.

So, no talking to him this week. 7 days. I can do that.

I had a few opportunities to spend time with men who are interested in me this week. I could have done it easily just for the companionship. One kept talking about snuggling and watching a movie, which sounds awesome... but I know I'm not ready. So I turned down every date offer this week. I know that sounds terrible, like I get a lot of offers or something... but honestly, I just know that I am too 'damaged' right now to be dating material... and a lot of it was multiple offers from the same people.

I paid my tithes this week. I know it is the right thing to do and that I will be blessed for it. Do you know how I know? A few hours later I got an order for some writing that will bring in about $500.

Now I just have to get over this writer's block when it comes to this company.

Okay, off to write some more.


Thursday, June 16, 2011

Day 3 - Being Financially Ready


As a single mom and a freelance writer, you can imagine that money is sometimes tight. However, I had been doing a pretty good job of keeping everything under control. I even built my credit score back up to near 700.

Then came the break-up. Have you ever heard people say that shopping is cheaper than a therapist? It isn't.

I have some new clothes, a new bed, a new mattress, new kitchen cabinets and walls, new pots and pans, 30 extra pounds, and a few other things... oh yeah and a new credit score of 630.

In order to stop the cycle of borrowing, repaying, being overdrawn, paying fees, and having to borrow again, I decided to borrow all of it at once (at a sickeningly high interest rate) and dig myself out. Now, I have to focus on paying back this loan as quickly as possible.

I know that if I want a man who is going to be financially responsible, that I need to be as well. Hopefully careful planning will get me there.

I take that back in part. I strongly believe in tithing and I have to admit that I stopped tithing when I started over-spending and over-charging. It is not just planning that will get me where I need to be.
~~~ <3 <3 <3 ~~~

Note to my future husband: Wherever you are right now and whatever you are doing, know that I am doing this for me, but I am doing this for you as well. You deserve the me that is the most awesome me I can be. I know it sounds cheesy with that rhyming alliteration in there... I hope it made you smile. I love silly-cheesiness and making people laugh.




Wouldst thou shut up the avenues of ill,
Pay every debt as if God wrote the bill.
~Ralph Waldo Emerson